January 21, 2013 – Human capital consulting firm Pepin Consulting has added Kelli Cruz as managing director in San Francisco. She will oversee Pepin’s expanding human capital planning practice and the design and implementation of specialized talent management solutions. Ms. Cruz brings human capital management knowledge for advisory firms from her experiences at Schwab Advisor Services where she pioneered its human capital practice management program. Also joining Pepin Consulting is Reno is Jennifer Specter, a 15-year practice management veteran with previous experience at Schwab Advisor Services and IN Adviser Solutions in a variety of consulting and program management roles. Scott Feraro, managing director and founder of Pepin Consulting, said: “Kelli and Jennifer bring a tremendous wealth of experience, working with the most successful RIAs and custodians in our industry. They will significantly enhance our ability to serve this rapidly expanding segment of financial services.” Pepin Consulting is an independent consulting firm dedicated to providing human capital consulting services to the wealth management industry.